CLARITY! powers “everything finance” for startups and small to mid-size businesses. We specialize in bookkeeping, tax preparation, and tax strategy services focused on delivering a customer experience of unparalleled quality.

When you work with CLARITY! you get a team of finance experts who take the work off your plate–so you can focus on your business.

In the early days of desktop accounting software, many clients decided “I can do that.” But, we found they really could not or should not. 

The “could not” was based on their focus on the business, which was of course the most important thing, but as a result the accounting was always last and never got done. Business owners would get to year end and apologize that it was not done and requested we do it.

The “should not” was based on the owner’s skillset. They were great at their business but not at the accounting. Invariably they would get to year end and the accounting was a mess. They would give us a backup but we could not use the data since it was incoherent. Sometimes that precipitated a hard discussion. Especially if they thought they did a great job.

All these cases presented a dilemma for us. They were asking us to do their entire year’s worth of accounting during our busiest time. It also presented a dilemma for them. They had no idea where they were financially and how that impacted their taxes. Since we were working on the information after year end there was little opportunity to make adjustments. We were not providing the value we should and fell short of our own expectations for quality service. 

Business owners now understand more than ever the value of having their accounting up to date. They can make informed decisions. We can help them navigate those decisions. We can plan for taxes as well. No surprises.


“The thing I believe that sets up apart from bookkeeping services being offered on the internet is that we are a “one stop shop.” We are a full-service CPA firm. We can provide all the services a business needs. Whereas most of the other services are just bookkeeping and it is up to the business to find the other pieces. Also we do not out source any of the work. It is done by our employees.” – Fran, Founder of CLARITY!

Prior to co-founding Molinari Oswald LLC in 1999, Fran began his career as a tax specialist in one of the largest accounting firms in the world. He earned his CPA license in 1984 and has spent the past thirty-five years successfully developing his areas of expertise, cultivating relationships, and ultimately building a full-service accounting practice. Fran is a graduate of Indiana University of Pennsylvania and holds a Bachelor of Science degree in Business Administration with a major in Accounting, and a minor in Economics. Fran focuses on tax planning and consulting to individuals and closely held businesses. 

He also specializes in international business and tax compliance serving US based foreign companies and foreign based US companies. He has/had clients from or in the following countries: Canada, Mexico, Italy, Switzerland, Spain, Australia, Israel, UK, to reference a few. He incorporates his expertise in technology to provide Molinari Oswald LLC with state-of-the-art resources and equipment, allowing for exceptional professional services to be delivered to clients. Fran has been an avid member of the chamber of commerce and enjoys helping businesses understand the tax laws and the benefits of doing business. Throughout his career, Fran has been actively involved in many organizations in the Greater Lehigh Valley and Bethlehem communities.

He is a member of the AICPA and the PICPA. Fran is also the well-deserved recipient of the Small Business Administration Regional Accountant Advocate Award. In his free time, Fran enjoys traveling with his wife, Cheri, spending time with his five children, their spouses, three grand children and working with his Belgian Malinois.

Fun facts: Met my wife at church. We have navigated the ups and downs of 37 years together. Not sure where I would be in life without her. Five children. Three grand children so far. Love dogs. Breed of choice Belgian Malinois. They are cute as puppies. But do not be fooled they are not for everyone. Dual citizen: USA and Italy. Closet pizza maker.

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Headquarters in Pennsylvania, servicing business owners across the United States.

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